• Skip to primary navigation
  • Skip to main content
  • Skip to footer

Harrison Gray

LOCAL PERSONALISED MORTGAGE & PROTECTION ADVICE

Request a Call Back

01489 854 944 [email protected]
  • Home
  • Mortgages
    • Mortgages for Company Directors and Self-Employed
    • Mortgages for Professionals
    • Contractor Mortgages
    • Mortgages for NHS Staff
  • Equity Release / Lifetime Mortgages
  • Insurance
  • Income Protection
  • About Us
  • Contact Us
  • Our News

Mortgages for NHS Staff

Mortgages for NHS Staff

One of our directors, Louise, has a particularly keen interest in this area as her sister works in the NHS as a midwife. This has led to us helping many NHS workers obtain the mortgages that they require in order to move home, purchase their first home or re-arrange their mortgage to raise funds or simply move to a better interest rate.

We understand the ways in which NHS staff are paid and can help utilise things such a pay scales and pending pay-rises, shift allowances, night duty enhancements and weekend enhancements, along with other additional income sources, to maximise your mortgage potential, giving you best chance of securing the mortgage that you need with the lowest costs and rates.

Another factor is the NHS pension scheme – usually, a salary deduction of between 5% and 14.5%, depending on annual income. This is also viewed in different ways by different lenders and can have a significant impact on the amount that they are prepared to lend.

Without this knowledge, it can sometimes make it difficult to obtain the mortgage that you are looking for, particularly when faced with inexperienced call-center staff or simplistic online calculators.

If you work in the NHS and are thinking about applying for a mortgage, please feel free to call us for a no-obligation chat on 01489 854944 or complete the enquiry form.

Footer Widget Header

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE WILL BE A FEE FOR THE ADVICE GIVEN, THE EXACT AMOUNT WILL DEPEND UPON YOUR CIRCUMSTANCES BUT WE ESTIMATE IT WILL BE £395.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service .

Harrison Gray is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Bank House, Bank Street, Bishops Waltham SO32 1GP. Registered in England & Wales under number 08174938

Footer

Harrison Gray Financial Services Ltd

Bank House
Bank Street
Bishops Waltham
Hampshire
SO32 1GP
Tel: 01489 854 944

 

  • Home
  • Mortgages
    • Mortgages for Company Directors and Self-Employed
    • Mortgages for Professionals
    • Contractor Mortgages
    • Mortgages for NHS Staff
  • Equity Release / Lifetime Mortgages
  • Insurance
  • Income Protection
  • About Us
  • Contact Us
  • Our News
01489 854 944
[email protected]
Copyright © 2021 - Harrison Gray Financial Services Ltd. All rights reserved.
  • Home
  • Mortgages
    • Mortgages for Company Directors and Self-Employed
    • Mortgages for Professionals
    • Contractor Mortgages
    • Mortgages for NHS Staff
    • Back
  • Equity Release / Lifetime Mortgages
  • Insurance
  • Income Protection
  • About Us
  • Contact Us
  • Our News